Group Health Insurance Regulations State-by-State

Small business health insurance is heavily regulated at the state level. If you are looking to buy new coverage, or replace your current policy, you should become familiar with your state's health insurance laws.

This guide:

  Lists the major laws governing group health insurance in every state

  Explains how these regulations affect small businesses

  Links to the appropriate regulatory agency if you need more help


We also have guides to state regulations governing individual and family health insurance.

Get a free quote for your small business

You can get an online quote, or speak to an agent in your area who can help you decide on what options are best for your small business.


Start by telling us what state you are in:

State group insurance regulations

Click on your state's name for a more detailed look at the local laws governing group health insurance.

Alabama Alaska Arizona Arkansas California Colorado Connecticut   Delaware DC Florida Georgia Hawaii Idaho

Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts   Michigan Minnesota Mississippi Missouri

Montana Nebraska Nevada New Hampshire   New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania

Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming