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Tuesday, January 27, 2009

Bill in Congress To Help Unemployed Pay for Health Insurance


The economic stimulus bill currently making its way through Congress contains provisions designed to help the recently unemployed pay for health insurance coverage while out of work.

Statistics show that health insurance coverage is the single biggest non-housing expense for individuals and families who find themselves in between job. Many people join the ranks of the uninsured, rather than pay for expensive COBRA coverage, or private health insurance. (In fact only 8% of those eligible actually pay for existing coverage under the COBRA plan).

The current bill, if approved by both the House and the Senate, would pay 65% of the premium of former workers who lost or will lose their jobs between Septempber 1st 2008, and December 31st, 2009.

For the unemployed, another option is temporary health insurance, which provides coverage for hospitalization at a fraction of the cost of a traditional health plan. However, these types of policies generally last only 6 months.

posted by KJ Wojciechowski at 11:01 AM

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This internet site provides information of a general nature for educational purposes only and is not intended to be legal advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law. You should always consult with a competent insurance professional licensed in your state with respect to your particular situation.