Finding the Best Health Insurance Policy

Finding affordable health insurance policy is about striking a balance between coverage and cost.

The most affordable health insurancee

The most affordable health insurance comes is a group policy - like the one your employer offers you.

If group health insurance is not an option, your best bet for an affordable health insurance policy is to buy a managed care health insurance policy - we're talking HMO, PPO, or POS.

Other options for affordable health insurance

You can lower your costs even without purchasing a managed care plan. Here are some tips on makinng any policy and more affordable.

#1. Increase your deductible
As a healthy individual, increasing your deductible will lower your premiums and save you a substantial amount. Make sure you can still afford the cost of your deductible in case you do get sick.

#2. Buy a group health insurance policy
Group health insurance can be purchased by any group you belong to- and these types of policies cost less than individual health insurance policies.

#3. Limit your health insurance coverage
Get rid of extras such as vision or dental.

#4. Get it while you're healthy
Buying a health insurance polify when you're healthy ensures you have health insurance if you do get sick - and that it is reasonably priced.

Affordable health insurance should also be the best

Affordable health insurance is nice but you need choose a plan from a good health insurance company

If you're looking for online health insurance quotes, you've got options. Learn how eHealthinsurance can generate quotes from multiple health insurance providers or try them now.

With Insurecom, the agent (or agents) will contact you. Learn more about low cost health insurance through Insurecom, or apply with them here. (Insurecom offers quotes for hard-to-insure people and in all areas.)

Up next: How to evaluate a health insurance company.